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2014 A New Year in Health Care Reform

[fusion_text] 2014 - A New Year in Health Care Reform After three (3) years of spirited debate, numerous lawsuits, and a Supreme Court ruling, the individual mandate kicked in January 1, 2014.  Individuals must have health insurance or pay a tax (as ...
2017 REFER and EARN

2017 REFER and EARN

2017 REFER and EARN Have a friend who runs a small business? Refer them to MMS  Inc. and enter our 2017 New Years drawing for a new APPLE WATCH! HOW IT WORKS Refer a friend in 3 easy steps. Enter Your Information So we know where t...

Health

Health Group Health Insurance Quote | Health Advocate | Health Glossary | Health Insurance Companies | Health Links | Health Reform Resource   | Healthy NY | HSA | How to Reduce My Health Care Costs| What are Consumer Driven Healthcare Plans ...

Armadacare Executive Health

ArmadaCare's Executive Health  is a fully insured supplemental policy that reimburses members for health care expenses beyond what is covered by a company's underlying health plan(s). This may include (but is not limited to): Out-of-pocket expenses ...

Bonus Card Vision

Bonus Card Vision. Try Bonus Card  once, you'll love it! Eye care, surgery, eyewear, nation-wide and a major mail-order plan for contact lenses To locate a provider online, click here . Coast to Coast Vision (CTC) has over 12,000 eye c...

Consumer Driven Healthcare Plans

Consumer Driven Healthcare Plans (CDHP) - Many employers have exhausted plan design changes and can't afford further health care cost increases. And traditional managed-care plans shield consumers from the true costs of health care. To meet today's...
HSA-FSA-HRA:  Whats the Difference?

HSA-FSA-HRA: Whats the Difference?

HSA-FSA-HRA:  Whats the Difference? HSA-FSA-HRA:  Whats the Difference? The newest push to reduce rising healthcare costs is often referred to as Consumer Driven Health Plans with Health Savings Accounts (HSA), Flexible Savings Accounts (...

Drug Formulary Search

Available Carriers  

Free Rx Discount Card

Free Rx Discount Card A national FREE  Rx Card  offering discounts of up top 80% that you can distribute to your uninsured.  A great benefit for Part Timers/Seasonal staff this can be a great value at no cost to you.   Print out ...

FSA - What is a Health FSA

FSA - What is a Health FSA? A health care FSA can reimburse you or help you pay for eligible health care expenses  not covered by your health plan. The portion of your paycheck you put into your FSA is taken out before you pay federal income taxes, S...

Glossary of Health Terms

Capitation A method of paying medical providers through a pre-paid, flat monthly fee for each covered person. The payment is independent of the number of services received or the costs incurred by a provider in furnishing those services. COBRA The...

Group Health Insurance Quote Request

Group Health Insurance Quote Request Introduction to Health Insurance Individual Health Insurance Quote Request Glossary of Health Terms Health Insurance FAQ Why Do You Need Health Insurance? Today, health care costs are high, and getting...

Health & Wellness

Health & Wellness Aetna's Community Vitality.com.  - You can find games, videos and a fitness tracker to help the whole family get moving more. Aetna and Magic Johnson Enterprises have a game plan for you. The data is quite clear that Wellness pl...

Health Advocate

Information below is from Health Advocate. THE PERSONAL HEALTH ADVOCATE The Personal Health Advocate is a trained professional, typically a Registered Nurse, who understands the intricacies of the healthcare system and how to navigate through it....

Health Advocate

Health Advocate Health Advocate is a concierge service partner provided by Millennium Medical Solutions Corp.  It can help you and your eligible family members connect to your benefits, resolve healthcare and insurance-related issues, improve your h...

Health Insurance FAQ

Health Insurance FAQ What are the cheapest plans? Most, if not all, of the insurance companies in the market include as one of their plans the combination of a health savings account and a high–deductible plan. EmblemHealth, for instance, offers a...

Health Insurance Links

Health Insurance Links Health Insurance   WebMD.com Everything you need to know about your health. WebMD - Article Index Latest articles on health and nutrition. American Association of Health Plans The American...

HRA - Health Reimbursement Account

FSA Store HRA Video         HRA Calculator       HSA-FSA-HRA: Whats the Difference?     HRA- Health Reimbursement Account are Notional-no funds are expensed until reimbursements are paid. Through health reimbursement arrangemen...

HSA - Health Savings Accounts

HSA - Health Savings Accounts Video-How HSAs Work HSA - Health Savings Accounts. An new approach to paying for health coverage now combines a means for working Americans to get health insurance and a savings plan combined in a very tax-efficient ...

HSA Qualified Medical Expenses

FSA Store HSA Qualified Medical Expenses Medical expenses that qualify for tax-free withdrawal from your HSA (Health Savings Account) account: Most of the expenses below qualify as a tax-free withdrawal from your HSA, unless the expenses were...

HSA-FSA-HRA: Whats the Difference?

HSA-FSA-HRA:  Whats the Difference? Health reimbursement arrangements (HRAs), health savings accounts (HSAs) and health care flexible spending accounts (HFSAs) are generally referred to as account-based plans. That is because each participant has their ...

Individual Health Insurance Quote Request

Individual Health Insurance Quote Request Introduction to Health Insurance Group Health Insurance Quote Request Glossary of Health Terms Health Insurance FAQ Why Do You Need Health Insurance? Today, health care costs are high, and getting h...

Introduction to Health Insurance

Health Insurance Why Do You Need Health Insurance? Today, health care costs are high, and getting higher. Who will pay your bills if you have a serious accident or a major illness? You buy health insurance for the same reason you buy...

Medicare Information

  Medicare Centers for Medicare & Medicaid Services Medicare Rights Center Social Security Online How to replace your Medicare Card  

Physician Locator

Physician Locator  

Self Insurance

What is self insurance or self funding? Most employers search for methods of lowering their company's spending on their health benefit plans.  A Self Funded, or Self-Insured plan, is one in which the employer assumes the financial risk for providing ...

Teladoc

Teladoc Try Bonus Card once. You'll love it.   Teladoc provides 24/7/365 access to a national network of U.S. board-certified doctors who can resolve many of your medical issues via phone or online video consultations. It's quality...

Intro to Medicare

The Medicare Program Medicare is a health insurance program for: People age 65 or older. People under age 65 with certain disabilities. People with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a...

About

Alex Miller has spent close to 20 years in the healthcare industry. He began in sales at a Empire Blue Cross focusing on both small and large business (2-1000 employees). He has been an independent consultant for the past 13 years and is the president...

About Us

About Us 360PEO is a Professional Employer Organization (PEO) consulting firm. We are your trusted advisors when it comes to the PEO industry. 360PEO brokers out PEO services for all the leading PEO companies. We have exceptional knowledge in...

Careers

We are always on the lookout for highly motivated individuals with relevant industry experience and a strong interest in our industry.  We are particularly interested in people with  backgrounds in hospitals, web technologies and HR consulting.  ...

Contact Us

Contact us today! Our Customer Services Representative are ready to help you achieve your employee benefits goals. (855) 667-4621 or info@medicalsolutionscorp.com.

Web Conference Info

Web Conference Services Provided By Join.Me Please click on the link below to get to our web conference room.  If you have not been provided a conference phone number, please call (914)207-6161  at the scheduled meeting time. https://join.m...

Refer A Friend

As a Millennium Medical Solutions Corp customer, you know firsthand how we can help an organization like yours succeed.  We can remain independent advocating on your behalf  through word of mouth.  Similarly, please ask us who is your perfect referral? Th...
AFLAC

AFLAC

Aflac Supplemental Advantageous

AllCheck Questionnaire

AllCheck Compliance Reporting    Company Tax ID# Total Full-time employees (work more than 30 hours on average per week) ? Total Part-time employees (work less than 30 hours on average per week)? On what pay cycle do you pay employees? ...
Five ACA Penalties Employers are Facing

Five ACA Penalties Employers are Facing

Five ACA Penalties Employers are Facing 1.     Individual Mandate Penalty When a person files their taxes they must indicate if they have maintained minimum essential coverage all year. According to healthcare.gov , “If you can afford health insuranc...

Anthem Cyber Attack FAQs

  Anthem Cyber Attack FAQs On January 29, 2015, Anthem discovered that it had experienced a cyber attack where a hacker gained unauthorized access to Anthem’s computer systems and obtained certain personal information regarding Anthem’s consumers who...

Baby Boomers Start Medicare

VIDEO: MEDICARE AND YOU - OPEN ENROLLMENT   PART D:  AARP Medicare Rx Preferred Formulary Yes it has begun Medicare Open Enrollment Period for 2012 which opened Oct 15th - Dec 7th is in full swing.  This is year 1 of Baby Boomers Generation ap...

Benefits of Long Term Care

  Long Term Care Insurance companies are exiting? According to recent news as reported in the Wall Street Journal "Is this the end of Long-Term -Care" it appears that Prudential is following a  long list of premier insurers who have left the state ...

Biz Must Have - Cyber Liability

Biz Must Have - Cyber Liability The first massive data breach of 2015 hit one of the country’s largest insurance issuers, Anthem, Inc., including Empire Blue Cross and Blue Shield and other related entities (Anthem). The incident reportedly affected ov...

Business

Business Insurance Links Filing a Liability Claim  No business can afford to be unprepared for a lawsuit. Liability insurance protects your business assets when the business is sued for something the business did (or failed to do) that ...

Business Insurance Links

  Business Insurance   BusinessInsurance.com Reporting on corporate risk, employee benefits, and managed health care news. Complete Glossary of Insurance Coverage Explanation of different insurance coverages. ...

Intro to Business Insurance

No business can afford to be unprepared for a lawsuit. Liability insurance protects your business assets when the business is sued for something the business did (or failed to do) that contributed to injury or property damage...

Managing Worker's Compensation

Managing Worker's Compensation Every employer is required to carry worker's compensation insurance which is regulated by the state.  Therefore, employers with employees in multiple states must ensure they have the appropriate coverage.  This article w...

CareConnect NSLIJ

CareConnect NSLIJ                                                                                 It’s not about a number … The North Shore-LIJ CareConnect network is built around the North Shore–LIJ Health System, its employed physicians and thousands...

census 2

    Confidential Employee Census  #  EMPLOYEE NAME  SEX  AGE  STATUS  SALARY  TITLE  16  17  18  19  20  21 ...

Census Blank

Editable Census here  

COBRA Admin

When dealing with COBRA, being compliant is no easy task and not to be COBRA compliant may result in costly penalties for companies. Proof of COBRA training and procedures, documentation of notices sent, collecting premiums, and all the other responsibilities...
COBRA New Notice

COBRA New Notice

The Department of Labor has model notices that plans may use to satisfy the requirement to provide the general notice and election notice

Communication & Enrollment

Employee Communication and Enrollment. Employees often do not understand their benefits and how to use them. We provide detailed benefits summaries that educate your employees on their specific benefits and how to best utilize their plan. ...
Compliance Consulting

Compliance Consulting

Our Compliance Education Center takes the communication of compliance materials to the next level.
FORM 1095-C FAQ

FORM 1095-C FAQ

This list of FAQs has been compiled from common questions posed by clients regarding reporting obligations on Form 1095-C. For purposes of these FAQs:

Defined Contribution Health Plans

What is a Consumer Driven Healthcare Plans   or a Defined Contribution Health Plan?  You may have seen it in your latest Open Enrollment Handbook or at your renewal in  recent years. - Many employers have exhausted plan design changes and can’t affor...

Dental

Dental   Bonus Card Dental Video Aetna Dental Ameritas Dental Careington Delta Dental Dental Health Alliance Empire Dental Healthplex Horizon Dental Met Life Dental Oxford OBM Principal...
Bonus Card Dental

Bonus Card Dental

Bonus Card Dental . Try Bonus Card once, you'll love it! Discounts on general dentistry and cleanings to Oral Surgery and Specialty Care   DENTAL CARE To locate a provider online, click here . In most instances, members receive discounts ...

DISABILITY INSURANCE - FAQ

DISABILITY INSURANCE - FAQ When evaluating a disability insurance policy, here some terms you should be familiar. [accordion] [acc_item title="Benefit level & Period"] Disability policies usually pay up to 40% to 65% of your pre-disability earnings...

Empire Alternatives

Why wait until January as Empire will be dropping all plans on 4/1/2012 regardless of renewal date anyway. Plus, you can still take advantage of Q4/2011 pricing. Further, Empire is not allowing mid-year plan change exceptions. Thus, 12/1/2011 enrollments...

Empire Strikes Back - 2017 Plans

Empire Strikes Back 2017 Plans Empire Strikes Back 2017 Plans.  Empire recently announced  their re-entry back into the New York small group market for 2017. A legendary broad networked PPO is welcome news especially in the NY small group market of 1-...

Enhance Your Group Benefits Plan with LTC Insurance

Enhance Your Group Benefits Plan with LTC Insurance Long-term care (LTC) insurance is an option employers can include with their group health plan to provide additional benefits for their employees, which helps both employers and their workforce. What...

Executive Benefits

We design custom Executive Benefits solutions to give your company an advantage in recruiting, protecting, and retaining leadership.   Business Continuation Insurance. Properly insuring your key executives against premature death...

FAQ Business Owners Life and Disability

FAQ Business Owners Life and Disability Q & A about Life and Disability Insurance for Business Owners and Corporate Executives Informative Answers to Commonly Asked Questions How can a business owner identify key personnel to insure? Without...

Forms Warehouse

  Forms Warehouse

Get a Quote

Click Below to Get a Quote Now Health Forms Warehouse Physician Locator Disability Medicare Life L T Care Annuity Business Travel

Annuities

The material presented on our web site may contain concepts that have legal, accounting and tax implications. It is not intended to provide legal, accounting or tax advice, you may wish to consult a competent attorney, tax advisor, or accountant....

Get Annuity Quote

Get Annuity Quote Intro to Annuities  -   An annuity is a contract issued by an insurance company. It is a unique financial product that provides tax deferral of interest and capital gains and the option (if funds are annuitized) of a guaranteed ...

Introductions to Annuities

Introductions to Annuities Get Annuity Quote  - Annuities The material presented on our web site may contain concepts that have legal, accounting and tax implications. It is not intended to provide legal, accounting or tax advice, you may wi...

Long Term Care

Long Term Care Get Long Term Care Intro to Long Term Care LTC MetLife Hiring Independent Caregiver Long Term Care Insurance Tax Perks Top 10 Reasons for Long Term Care Enhance Your Group Benefits Plan with LTC Insurance CLASS...

Average Long Term Care Rates By Age

Average Base Policy Premiums by Age in 2012* Age 2012 Base Cost 35 $2,291.14 40 $2,476.97 45 $2,707.36 50 $2,946.73 55 $3,340.17 60 $3,979.22 65 $4,862.12 70...

Top 10 Reasons LTC (long-term care insurance) Make for a Great Gift

If you get it for your spouse and yourself, you'll both breathe easier, knowing you can afford professional care in the comfort of your own home, should the need ever arise. You'll also enjoy the gift of knowing you're protecting your assets and...

Travel Insurance

Travel Insurance and Affordable Care Act FAQ Individual & family - Short-term coverage available up to three years for travelers who take frequent trips throughout the year. You have enough to worry about when you're traveling.  D...

Worker's Comp

Worker's Comp Workers' Comp provides medical treatment, wage replacement and permanent disability compensation to employees who suffer job-related injuries or illnesses, and death benefits to dependents of workers who have died as a result of their...

Get Disability Quote

  Get Disability Quote Intro to Disability Insurance NYS Statutory Disability Insurance New York State  Statutory Disability Insurance   is a mandatory benefits, Rates and Form are available immediately on site. Protects your most valuable as...

Getting Extra Help with Medicare Costs

Get help with your Medicare costs
Health & Wellness

Health & Wellness

Health & Wellness Your employees are your most vital asset, and while you can’t fully control their lifestyles, you can encourage healthier eating habits and positive wellness. Businesses that invest in the well-being of their employees o...

Now scheduling fall flu shot events!

Now scheduling fall flu shot events!  Protect Your Employees from the Grips of the Flu Flu Shots at Work Provided by a Registered Nurse Safe & Convenient Keep employees healthy & strong all winter long! Reduce Absenteeism ...

Health Care Reform Timeline

Cheat Sheet: Health Reform Implementation Timeline Full Timeline: Source: www.USHealthcare.gov. A federal government Website managed by the U.S. Department of Health & Human Services 200 Independence Avenue, S.W. - Washington, D.C. 20201...

Health Reform Resource

Health Reform Resource 2015 Individual Open Enrollment is Ending 7 Steps: Getting Ready to Buy Health Insurance Health Care Reform Glossary Health Care Reform Timeline Top 10 List - Health  Exchange Marketplace   Health R...

Dependent coverage extended

Dependent coverage extended Health plans must offer coverage to dependents on their parents' plan(s) until the young adult turns 26. Coverage must offer the same benefits as for other dependents and can't cost any more. Dependent defined Eligible dependents: Must...

Employer Premium Reimbursement Accounts

Employer Premium Reimbursement Accounts On November 6th, the government issued their 22nd set of FAQs on ACA. This FAQ makes it clear that an employer cannot offer employees cash to reimburse the purchase of an individual policy. Such an...

Health Care Reform Timeline

    Cheat Sheet:  Timeline Health Care Reform          Full Timeline: Source: www.USHealthcare.gov. A federal government Website managed by the U.S. Department of Health & Human Services 200 Independence Avenue, S.W. -...

Health Reform Nondiscrimination Provision

NOTE: Implementation of this provision has been delayed until additional regulations are issued. The description of this provision is based on the law itself. Provisions will be clarified under regulations when issued.  See IRS Will Not Enforce Non-Discrimination C...

Marketplace Verification of Income Info

Marketplace Verification of Income Info Please see the information below regarding verification of income documents. We have received many  inquires regarding income VCL's. Acceptance of Tax Documents as Satisfying ( Verification Document)  VCL...

Obamacare Subsidy Calculator

2015 Obamacare Subsidy Calculator Provided by: SubsidyCalculator.com

Preventive Care Coverage

Preventive care coverage There's good news for patients visiting their doctors for preventive care - and for employers who want to keep their employees healthier. All non-grandfathered health plans now will cover the preventive health care without copays,...
Small Biz Tax Credit Calculator

Small Biz Tax Credit Calculator

To encourage businesses to offer health benefits to their employees, the federal government is offering tax credits to small businesses. These credits are available to an estimated 4 million small businesses, including nonprofits. Taxable employers are...

Taxes in Health Reform

More info click   PPACA Tax Chart Small Biz Tax Credit Calculator
What are MLR's?

What are MLR's?

What are MLR's? So what are are Medical Loss Ratios and why should we care? Medical Loss Ratio (MLR) – The minimum percentage of premium dollars a commercial insurance company must spend on the reimbursement of certain medical costs. The health ref...

What is an Exchange?

Example of Private Exchange here . UPDATE: July 17, 2013 NYS Approves Health Insurance Exchange Rates What is an Exchange? One of the centerpieces of the recently passed Patient Protection and Affordable Care Act (PPACA) is the establishment ...

Health Republic

Health Republic Health Republic Insurance of New York, a new not-for-profit Consumer Operated and Oriented Plan (CO-OP) offering health insurance coverage in New York State, New jersey and Oregon.  In NYS Health Republic Insurance is offering new c...
Healthcare Reform Resource

Healthcare Reform Resource

Click Above 2015 Individual Open Enrollment is Ending 7 Steps: Getting Ready to Buy Health Insurance Health Care Reform Glossary Health Care Reform Timeline Top 10 List - Health  Exchange Marketplace   Health Reform N...
HEALTHY NY

HEALTHY NY

HEALTHY NY. Is your Aetna Healthy NY ending?

How to Reduce My Health Care Costs

How can I lower the cost of my insurance plan? To lower the cost of an insurance plan, you will soon learn that changing the deductible affects the premium more than anything else. Other coverages in an insurance plan affect cost also. There are optional...

HR 360

Millennium Medical Solutions Corp.  is proud to have formed a partnership  with HR360. This partnership will help us deliver state-of-the-art online Human Resources and Benefits Library to our clients.This partnership with HR360 will help The Mi...

HR Benefits Portal

MMS Inc. makes HR easy and efficient with online technology portals.Web-based enrollment streamlines benefits administration and saves time, money, and effort.   Now businesses can simplify and reduce the resource-intensive ...

HR Client Log In

Type in your username and password to access information about your company and your employee benefits plans.With HR Connect, our employers are enabled to offer a KIOSK HR Services for Employer Admin and Employee Benefits...

HR Management Consulting

We can help streamline your HR and reduce your burden to improve your organization’s efficiency and help you succeed.   Compliance and Regulatory Support The Patient Protection and Affordable Care Act (PPACA) is now being implemented; i...

HR Technology

We have comprehensive Benefits management and enrollment solutions that can streamline your workflow. Our online solutions not only save you time and improve efficiency, but they also increase data accuracy and help manage your compliance.   The...

Intro

Today, march 25th , 2008 I will start a blog. Blogging has fascinated me as a way of sharing ideas with people. Unlike my website , I can quickly share topical points of interest, highlight links, and info on the local NY healthcare market. In today’s a...
Intro to Long Term Care

Intro to Long Term Care

What is Long Term care? Insurance is an important tool for protecting yourself against risk. For instance, health insurance pays your doctor and hospital bills if you get sick or injured. But how can you protect yourself against the significant financial...

Introduction to Disability

Introduction to Disability DISABILITY INSURANCE – FAQ Disability Insurance Employers Guide Get Quote Here New York State  Statutory Disability Insurance   is a mandatory benefits, Rates and Form are available immediately on site. Protects your...

Disability

Disability Intro to Disability Insurance DISABILITY INSURANCE – FAQ Executive Disability Insurance-  FAQ Disability Insurance Employers Guide NYS Statutory Disability Insurance Get a Disability Quote Disability Needs Calculator ...

Key Expired Tax Breaks

 Scorecard of Key Expired Tax Breaks S everal federal income tax breaks  for individuals and businesses expired at the end of 2013. Although we're solidly into 2014, Congress has -- so far -- failed to extend many of tax savings o...

Life Insurance

Life Insurance Basics Life Insurance Needs Analyzer Term Insurance Permanent Insurance Life Insurance Glossary Life Insurance Links The Basics of Life Insurance. Why do I need Life Insurance? This is an essential part ...

Life Insurance Glossary

Accidental Death Benefit: An extra death benefit amount that is paid out in addition to the face amount of the policy if the insured dies by accidental means. It cost extra to get this benefit, and usually cannot exceed $250,000 to $300,000, and cannot...

Life Insurance Links

Life Insurance Links We choose between many carriers to get you the right choice. Carriers we use for your Life Insurance  needs: Term,IRA, Long Term Care, and Annuities Allianz Life Insurance Company of North America American General Life Companies ...

Permanent Insurance

Note: Any reference to the word guarantee is based on the claims paying ability of the underlying insurance company. Permanent insurance provides lifelong protection and is known by a variety of names. These policies are designed...

Life Insurance

Accidents happen without any notice. Life insurance helps those you leave behind pay bills, education cost, and funeral expenses among other things. Nothing can replace you in their hearts, but life insurance can make things easier for...

Life Insurance Basics

Life Insurance Basics This web site is intended to be used as a tool to help teach the basics and have this material available for easy reference. The following is an introduction into life insurance: The Basics Why do I need Life Insurance? Life...

Business Valuation

Business Valuation Business Valuation for Closely Held Businesses: Making Dollars and Sense   How much is your business worth? You likely know the approximate value of your home, your car, and your retirement account, but like many closely...

BUY-SELL AGREEMENT

BUY-SELL AGREEMENT   WHY YOU NEED A BUY-SELL AGREEMENT As the owner of a closely held business, the failure to adequately plan for the continuation of the business upon an owner’s death, can have disastrous consequences. There are adverse c...

Long-Term Care Insurance Can Be a Tax-Free Perk

   Company-Provided Policy: A Multi-Layered Benefit As the Baby Boom generation continues to age, there is an increasing interest in insurance to pay some of the high costs involved in staying in a long-term ca...

Get Long Term Care

Get Long Term Care Intro to Long Term Care LTC MetLife Hiring Independent Caregiver Long Term Care Insurance Tax Perks Top 10 Reasons for Long Term Care Enhance Your Group Benefits Plan with LTC Insurance CLASS In or Out?...

Medicare

 Medicare Medicare.  We are certified and appointed to sell senior plans from Empire Blue Cross, AARP United Healthcare, Humana and Aetna to help people in New York currently enrolled in Medicare or those who are aging in to Medicare (turning 65) w...

Get Medicare Quote

Get Medicare Quote MediBlue Quote  & Enroll  Dates to Remember October 1 You can start getting plan information for 2013 premiums and benefits. October 15 — December 7 This is the Annual Election Period (AEP). During this...

Medicare A & B Guide

An overview of Medicare Part A Medicare Part A insurance helps pay for medically necessary care—care for an illness or medical condition—that involves an inpatient stay in the hospital. Part A also helps pay for a stay in a skilled nursing facil...

Medicare Advantage vs. Supplement Plans

Which one is right for you? Advantage Plans , are health plans from insurance companies that have a contract with CMS (Center for Medicare and Medicaid). Individuals who have Medicare Part A and B are eligible to choose a Medicare Advantage...

Medicare Part D

    An overview of Medicare Prescription Drug Part D   Medicare Part D helps pay for the prescription drugs you use. Medicare Part D coverage is not automatic. You must enroll in a Medicare Part D plan if you want coverage. The...

Medigap Plans

Medigap Policies A Medigap policy is a health insurance policy sold by private insurance companies to fill "gaps" in Original Medicare Plan coverage. Medigap policies must follow federal and state laws. These laws protect you. The front of the Medigap...

Medicare Advantage - Part C

Medicare Advantage Plans Medicare Advantage plans are a popular low cost alternative to Medigap coverage. These insurance policies are offered by private insurance companies with a contract from Medicare. Advantage plans will usually have a low or $0...

Medicare FAQ

Medicare FAQ's      What is Medicare? Medicare is a Federal health insurance program for people 65 years or older, certain people with disabilities, and people with end-stage renal disease (ESRD). Medicare has two par...

Medicare Part D Employer Notice

Medicare Part D Employer Notice Medicare is a federal health insurance program- funded in part by employers through a payroll tax- that is divided into four parts. Part A is hospital insurance; Part B is medical insurance; Part C is Medicare ...

MMS Newsletter October 2016

MMS October 2016 Newsletter   2PM-3PM  NEXT WEEK WEBINAR. YOU ARE INVITED!!                               What you need to know about 2016 Health Insurance Open Enrollment...

MMS Webinar Feedback

  Refer A Friend  

New York State Statutory Disability Insurance

New York State requires ALL employers to provide  Short Term Disability coverage for ALL their employees. Have you reviewed your New York State Statutory Disability Insurance lately? FIRST REHABILITATION GUARDIAN HARTFORD MU...

News and Links

  MMS in the News: 2010 Crains Health Care Reform 2009 CNN MONEY 2008 Women Entrepreneur   LINKS: Healthy NY NAHU-NATIONAL ASSOCIATION OF HEALTH UNDERWRITERS NY Consumer Guide to Healthcare Hospital Report Card...

Millennium Medical Solutions Webinar Sign Up

Millennium Medical Solutions Webinar Sign Up **Save the date - July 8th, 2015** Post Supreme Court Ruling: How to Prepare for Current and Future ACA Requirements. Some of the key webinar highlights include: Will Federal subsidies stop in some...

NYS Health Resource

NYS Health Resource Agency for Healthcare Research and Quality Elderly Pharmaceutical Insurance Coverage  (EPIC ) Program New York State Department of Health New York State Department of Health Hospital Profile New York State Physician P...

MMS in the News

MMS in the News: 2012 Crains - Tough Decisions on Health Coverage    2010 Crains Health Care Reform 2009 CNN MONEY 2008 Women Entrepreneur BLOG

Overview

Overview Employee Benefits

Oxford Metro FAQ

Oxford Metro FAQ Oxford Metro Network Frequently Asked Questions The Oxford Metro NetworkSM is a new network option available to businesses based in New York. The Oxford Metro Network was developed specifically for the needs of New York employers...

Payroll Admin

 Payroll Admin We have partnered with the greatest payroll providers in the world: PrimePay, ADP and Benefitmall Payroll.   You have access to preferred rates, one point of contact, and consolidate all service under one roof.  Take full ad...

PEO

What is a PEO?  Professional Employer Organizations Having management done effectively can be a difficult task in the competitive business world. Professional Employer Organizations, or PEOs, help companies of clients. They do so by developing ...
PEO and Employee Leasing. What’s the Difference?

PEO and Employee Leasing. What’s the Difference?

PEO and Employee Leasing. What’s the Difference? A common question asked "PEO and Employee Leasing. What’s the Difference?" Despite the growth within the PEO industry and the increased usage of them by small businesses, there are still some mis...

Privacy Policy

In compliance with the Gramm-Leach-Bliley Act (“GLB”), Public Law 106-102 (1999), this notice contains the privacy policy of Moroni Fantin, LLC.  The GLB Act was enacted to provide greater protection for an individual’s private information. This notice...

Private Exchange

Private Exchange Why a Private Exchange? Private Exchange White Papers We are excited  to deliver our clients the solution that the market has been asking for.  The Private Exchange  was designed with you in mind.  A simple to use  affordable offering ...

Private Exchange

Private Exchange Why a Private Exchange? Private Exchange White Papers What is an Exchange? One of the centerpieces of the recently passed Patient Protection and Affordable Care Act (PPACA) is the establishment of state based health insurance ...

Private Exchange 2015

  2015  Benefits Comparison About Exchanges -  White Papers Full Summary of Benefits Coverage - oxford sbc Liberty HMO 2014 Oxford Liberty Physician Locator - click here      It's not ab...

Private Exchange Made Simple

Private Exchange Made Simple Watch: The Noise Just Keeps Coming Private Exchange Made Simple.  What if purchasing employee benefits was as easy as picking out your outfit for the day? Find out how easy it can be while r...

Professional Employer Organization- FAQ

A Professional Employer Organization- FAQ.   Hope this FAQ is a helpful resource as so many Employer groups have been asking about the use of  Professional Employer Organization to handle their full HR, payroll and insurance solutions. Q | What i...

Refer A Friend

Refer & Earn $120! Have a friend who runs a small business? Refer them to MMS  Inc. and Earn $120 when they sign up! HOW IT WORKS Refer a friend in 3 easy steps. Enter Your Information So we know where to send your rewards ...

Risk Management Consulting

Risk Management Consulting. Whether you are a large multi-national business or a small start up, our team understands risk better than anyone. As you grow, your business will face new challenges and risks, but rest assured that our team will be there...

Section 125 Plans

Section 125 Plans The term "Cafeteria Plan," also referred to as a "Section 125 Plan," is the most commonly used description for Flexible Benefit Plans (covered under Section 125 of the Internal Revenue Code). A Cafeteria Plan is a flexible employee...
HSA HRA FSA Comparison Chart

HSA HRA FSA Comparison Chart

HSA HRA FSA Comparison Chart     Click below to find an infographic and full explanations of these benefits to help clients make informed decisions. Ask us about our preferred SMB Payroll Partnership Program - (855)667-4621.

Cafeteria Plans - Side by Side Chart

 Cafeteria Option-How to Reduce My Health Care Costs A Side-By-Side Comparison of Flexible Spending Accounts (FSA), Health Reimbursement Arrangements (HRA) and Health Savings Accounts (HSA) With the drastic increases in health care costs, there...

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Term Insurance

Term insurance provides protection for a specific period of time. It pays a benefit only if you die during the term. Level term products are the most popular plans purchased today. The level term can be from 5 years to 30...

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Travel

Travel Welcome to the travel insurance section of our Web Site. This section covers the basics of travel insurance for U.S. Citizens traveling or residing outside the United States as well as Non U.S. Citizens traveling or residing anywhere in the world....

Updated Guidance for Reporting Employer-Sponsored Health Coverage on Form W-2

Updated Guidance for Reporting Employer-Sponsored Health Coverage on Form W-2 New guidance  from the IRS provides additional information for employers that are subject to the requirement under Health Care Reform to report the value of the health insurance c...

US Directory of Health Coverage

US Directory of Health Insurance Options  

What is a PEO?

What is a PEO?  Professional Employer Organizations Having management done effectively can be a difficult task in the competitive business world. Professional Employer Organizations, or PEOs, help companies of clients. They do so by developing strategies ...

Wrap Doc FAQ

Wrap Doc FAQ   What is a Wrap SPD? ERISA  (the federal Employee Retirement Income Security Act) requires employers who are plan administrators of their group health plans to maintain and distribute summary plan descriptions (SPDs) to plan pa...