by Alex | Oct 18, 2015 | group health insurance, Health Exchanges, Healthy NY, Individual Exchanges, individual health insurance, NY News, Uncategorized
NEW 2016 Oxford Metro Network NY
Oxford has released an affordable new plan for 2016 and not a moment too soon. With the recent exit of popular Health Republic of NY, Health Republic NY is Shutting Down, the market is starving for an affordable option.
Today’s largest networks with in-network only GOLD are priced at $9,000/single annually. They typically are accompanied with $50 copays and non-office exposures of $1,000 deductibles and coinsurance percent in network. The new Metro network is approximately 25% smaller than NY Liberty network with up to 15% IN SAVINGS. For example, an Oxford Liberty HMO Gold is $745 vs Oxford Metro Gold $650.
In 2015 Oxford’s Garden State Network originated the same game plan of offering a third network in addition to FREEDOM and LIBERTY. After all what good is a large network when one cannot afford to visit Providers? The third network answers the call for access to Providers with half the copays priced at approximately $1,500 less.
All Metal Levels will be included for all size groups including 1-99 & 100+. The new Oxford Metro plan will be limited to NY and NJ Garden State Network Providers. Referrals will be needed to see Specialists. Importantly, most NY Hospitals will be participating with the EXCEPTION of NYU Health System, North Shore LIJ Health System (NorthWell Health) and Maimonides Medical Center. In addition, certain key medical IPA Groups such as Mt Kisko Medical Group are NOT in the network.
The Healthy NY and off-exchange Individuals will use exclusively this new Oxford Metro Network.
DOCTOR SEARCH: Click Here
BENEFITS SUMMARY: OXFORD Platinum, Gold, Silver AND Bronze
Individual Sample Rates: Oxford 2016 NY Individual Rate Sheet
Individual Enrollment Forms: Oxford 2016-NY-MMS-Individual-application-Kit
Individual ON-Exchange UHC Network
Oxford Drug Formulary: Click Here
Oxford Metro FAQ. Click Here
Group Sample Rates:
Platinum & GOLD
Silver & Bronze
3 steps:
1. Initial Check Deposit: “Oxford Health Plans”.
2. Proof of address:
- Valid New York State driver’s license
- Voter Registration Card
- Current income tax return, current lease or current utility bill
- If mailing address is different than street address, please provide mailing address under separate cover
3. Enrollment form below and mail back to:
Oxford Individual Product Department
14 Central Park Drive
Hooksett, NH 03106
NOTE: Jan 15th deadline to submit Feb 1, 2016 effective date. Jan 31st is the deadline for a March 1, 2016 effective date.
Sign up for upcoming webinars and newsletters. Please contact us TODAY for a customized analysis for your group-specific needs at info@medicalsolutionscorp.com or Call (855) 667-4621.
by admin | Jul 8, 2014 | Uncategorized
Soccer is un-American
This post has absolutely little to do with employee benefits but more with the unprecedented lopsided score. With the World Cup 2014 lopsided score of 7-0 making history I cannot restrain myself. It is well worth pointing out that I have an incredible respect for the game of Soccer and its beauty. The cerebral parallels of battlefield strategy and true international game is inescapable. Besides this sport deserves more the moniker “Football” than American Football.
Having said that, Soccer will simply never take off in USA. In any sport a team can trail and have a shot of a comeback. Perhaps this meritocracy or a “can-do spirit” is what makes this country great. Americans should be able to make progress in any game, overcoming obstacles and changing rules. Americans are an optimistic people. We like scoring too much to enjoy a game that is more about preventing success than achieving it.
Maybe this is also why the underdog is beloved. Regardless, if a team is down in Baseball by 3 runs its possible to come back in the last inning. How many times has Joe Montanan engineered a comeback victory down by 10+ points and 5 minutes left?
In the beautiful game of soccer there is NO shot! Say a team trails by more than a goal with even 20 minutes left a come back is virtually an impossibility. The opponent can contract and play super D. There is NO redemption.
From a broadcasting revenue standpoint its a major snooooze fest when a team is down by 1+ score. After-all, in the United States we vote with our dollars do we not?
by admin | Jun 16, 2013 | Uncategorized
Happy Fathers Day in 100 languages. Happy Father’s Day to all the men that work so hard to make sure there kids have what they want and need. No matter how different each word is from the other, it means the same thing. Today, a great number of countries will celebrate Father’s day in their own ways.
Happy Fathers Day!
So, in celebration of Father’s day 100 ways of saying “dad” in different languages.
Afrikaans : vader
Albanian : baba ; atë
Apalai (Amazon) : papa
Arabic : babba ; yebba ; abbi (classical)
Aragones : pai
Asturian : pá
Aymara : awki
Bangla : Baba ; Abba
Basque : aita
Bergamasco : pàder
Bolognese : pèder
Bosnian : otac
Brazilian Portuguese : pai
Bresciano : bubà ; pàder
Breton : tad
Calabrese : patre ; patri ; pa ; papà ; papallu ; patra
Caló : batú ; bato ; batico ; dadá
Catalan : pare
Catanese : pattri ; opà
Chechen (Caucasus) : daa
Chechen : da
Cree (Canada) : -papa
Croatian : otac
Czech : táta, otec
Dakota (USA) : ate
Dutch : vader ; papa ; pappie
Dzoratâi : pére
East African : baba
English : father ; dad ; daddy ; pop ; poppa ; papa
Esperanto : patro
Estonian : isa
Faeroese : faðir
Faeroese : faðir
Filipino : tatay, itay, tay ; ama
Finnish : isä
Flemish : vader
French : papa
Frisian : heit
Galician : pai
German : banketi, Papi
Griko Salentino : ciúri
Greek : pater (the -ter is pronounced “tare” and the e should have a macron over it)
Guaran : túva ; ru
Hebrew : abba(h)
Hindi : Papa ; Pita-ji
Hungarian : apa
Hungarian : apa ; apu ; papa ; édesapa
Icelandic : pabbi ; faðir
Indonesian : bapa ; ayah ; pak
Irish : athair ; daidí
Italian : babbo
Japanese : otosan, papa
Judeo-Spanish : padre ; baba ; babu
Kikuyu : baba
Kiswahili : Baba
Kobon (New Guinea) : bap
Kurdish Kurmanji : bav
Ladin : pere
Latin : pater ; papa ; atta
Latvian : tevs
Leonese : pai
Ligurian : paire
Limburgian : vader ; vajer ; pap
Lingala : tata
Lithuanian : tevas ; pradininkas ; protevis
Lombardo Occidentale : bubà
Lunfardo : viejo
Luo (Kenya) : baba
Maasai : papa ; paapa ; olaiiu
Malagasy : ray
Malay : bapa
Maltese : missier
Mandarin : bà ; bàba (informal)
Mandarin Chinese : baba
Mantuan : upà ; papà ; babbo
Maori : haakoro ; kohake
Mapunzugun : chaw ; chao
Modern Greek : babbas
Moravian : tata
Mudnés : pèder
Modern English : father, daddy
Middle English : fader
Nadsat : Pee
Nahuatl (Mexico) : ta’
Napulitano : pate
Nepali : buwa
Norwegian : pappa ; far
Occitan : paire
Old English : faeder (the ‘ae’ is the short a sound in cat)
Parmigiano : päder
Persian/Farsi : pedar, pitar ; simply Baabaa
Piemontese : pare
Pipil (El Salvador) : tatah
Polish : tata ; ojciec
Portuguese : pai
Quechua (Ecuador) : tayta
Quechua : tata ; churiyaqe
Rapanui : koro ; matu’a ; matu’a tane
Reggiano : peder
Romagnolo : bà
Romani : dad
Romanian : tata
Romanian : tata ; parinte ; taica
Romansh : bab
Russian : papa
Saami : áhcci
Samoan : tama
Sango : baba
Sanskrit : tàtah ; janak
Sardinian (Limba Sarda Unificada) : babu
Sardinian Campidanesu : babbu
Sardinian Logudoresu : babbu
Shona : baba
Sicilian : patri
Slovak : otec
Slovenian : ôèe
Spanish : papá ; viejo ; tata
Spanish,Latin : padre
Swahili : baba ; mzazi
Swedish, Norwegian, and Danish : fadar
Swedish : pappa
Swiss German : Vatter
Tagalog : tatay ; ama
Triestino : pare
Turkish : baba
Turkmen : däde ; kaka
Urdu : Abbu ; Abbu-ji ; Abbu-jan ; bap
Valencian : pare
Venetian : pare ; popà ; ‘opà ; pupà ; papà
Viestano : attèn’
Wallon : pére
Welsh : tad
Xhosa (South Africa) : -tata
Yiddish : tatti ; tay ; foter ; tateh
Zeneize : poæ
by admin | Nov 3, 2011 | Uncategorized
Medicare Supplement Insurance Plans (Medigap)
Medicare Supplements or Medigap are private insurance policies designed to cover the gaps in Medicare coverage. It is important to research and shop for the best rates in your area. All plans are “standardized” and must offer the same level of coverage dependi ng on which policy you choose. You may find substantial price differences between each insurance company. Our representatives will help you by providing you with a plan comparison from the various companies so that you can make an informed decision.Example: If you choose a Plan F Medicare Supplement plan you will receive the same exact benefits regardless of the company you enroll with. In this case it may be wise to choose the company that has the lowest premium.
In most states Medicare Suplement plans are seperated into 12 categories Plans A-L. As of July 2010 Plan N And M were added. Each plan has a different level of coverage and you should choose depending on your specific needs. Eligibility and enrollment periods may vary depending on the state where you live.
Medicare is a Federal program and insurance plans are regulated by individual States. You will need to find out which specific plans are available in your area. Each County has different plan offerings. If you need help or enrollment details or assistance you may call us ay 914-207-6161.
Choosing A Medigap Policy
There are several ways to save money when choosing a Medicare supplement policy. It may be best to use the assistance of a licensed broker or insurance agent to guide you through the process. The first objective will be finding the correct plan to fit your individual needs. It may be overkill to purchase a policy with more coverage than you actually need. This will result in higher premiums for benefits that you may not even use.
You can choose a policy with a higher deductible. This method is used for many who are relatively healthy and don’t visit the doctor very often. At the same time you will be covered for emergencies and protected against catastrophic costs. You will save a great deal of money on your monthly premium expenses and can use the extra cash to enjoy your retirement.
Many insurance companies will give you a discount if you pay yearly. There are also discounts available if you sign up for the electronic bank transfer payment option. There are a few companies however, that will charge you a one time application fee. You should avoid these plans since most do not charge this fee.
A few companies will offer a discount for a husband and wife combination. This can be convenient and save you money as well but make sure that the overall cost is comparative to other plans. Sometimes you will find policies with the overall lowest price even without any discounts. To compare pricing you may call our toll free number or Request A Free Plan Comparison
Medicare supplement insurance is an excellent option for those who travel frequently. Supplement plans offer the most comprehensive Nationwide coverage. There are no networks to worry about and no referrals are needed. Any provider that accepts Medicare can accept payment from a supplement policy.
Although the monthly premiums are higher, this may be a good choice for some. If you are looking for maximum freedom of choice then this would be a good type policy to choose.
